Personal Loan
A personal loan is an unsecured loan that helps you meet your current financial needs. You don’t need to pledge any security or collateral to avail a personal loan from us. Decimus Financial Limited provides the flexibility to use the funds for any of your consumption requirements. We are an app only players, so you can apply for a loan from anywhere in India at any time as per your convenience.
When you want credit for any of your personal needs, reach out to Decimus Financial Limited for your personal loan requirements. We offer exclusive rates with minimal turn around time, which helps you get more from your personal loan. Worry less about your finances and choose terms that are convenient for your lifestyle. Apply online now. We offer Personal Loans up to ₹ 1 Lakhs at competitive interest rates.
Thanks to the minimal processing time required, the entire loan application process (from profile creation to disbursement) takes less than 10 minutes via our loan service provider.The entire process is online, so a lot of time and effort is saved as there is no manual intervention required. Upon approval of your documents on our loan service provider, the loan amount is transferred directly to your bank account within minutes.
Features
- Loans starting from ₹3000 up to ₹1 Lakh
- Flexible repayment tenures up to 12 months
- Fastest disbursal
- Direct transfer to a bank account
Eligibility
- You are at least 19 years old (not older than 45 years)
- Government Approved Valid Identity Proof
- You have an Aadhaar-linked mobile number handy
Information Required
- Identity Proof (PANCARD)
- Address Proof (Aadhaar/ Voter ID/ Passport)
- Personal details
- Reference Contact Details
- Bank Account Details
Employment details
- Company Name
- Company Address
- Employee Designation
- Monthly salary (in-hand)
- Company E-mail ID
Interest Rate
For our monthly tenure Personal Loan product, the annualized interest rate varies between 18-29.95%.